{"id":295,"date":"2025-11-14T21:21:40","date_gmt":"2025-11-14T21:21:40","guid":{"rendered":"https:\/\/mortgagesbyclaudia.com\/?page_id=295"},"modified":"2026-05-06T14:01:36","modified_gmt":"2026-05-06T14:01:36","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/mortgagesbyclaudia.com\/es\/terms-and-conditions\/","title":{"rendered":"T\u00e9rminos y Condiciones \u2013 Mortgages By Claudia, LLC"},"content":{"rendered":"<section class=\"section\" id=\"section_983415692\">\n\t\t<div class=\"section-bg fill\" >\n\t\t\t\t\t\t\t\t\t\n\t\t\t\n\n\t\t<\/div>\n\n\t\t\n\n\t\t<div class=\"section-content relative\">\n\t\t\t\n\n<div class=\"container section-title-container\" ><h3 class=\"section-title section-title-center\"><b aria-hidden=\"true\"><\/b><span class=\"section-title-main\" style=\"font-size:143%;\">T\u00e9rminos y Condiciones \u2013 Mortgages By Claudia, LLC<\/span><b aria-hidden=\"true\"><\/b><\/h3><\/div>\n\n<div class=\"row\"  id=\"row-1206079490\">\n\n\n\t<div id=\"col-1562801132\" class=\"col small-12 large-12\"  >\n\t\t\t\t<div class=\"col-inner\"  >\n\t\t\t\n\t\t\t\n\n<p>Bienvenido a <a class=\"decorated-link\" href=\"https:\/\/mortgagesbyclaudia.com\/es\/\" target=\"_new\" rel=\"noopener\" data-start=\"138\" data-end=\"164\">www.mortgagesbyclaudia.com<\/a>Operado por Mortgages By Claudia, LLC (\u201cMortgages By Claudia\u201d, \u201cnosotros\u201d, \u201cnos\u201d, o \u201cnuestro\u201d). Al acceder, navegar o utilizar este sitio web, usted reconoce que ha le\u00eddo, comprendido y acepta quedar legalmente vinculado por estos T\u00e9rminos y Condiciones (\u201cT\u00e9rminos\u201d). Le solicitamos revisar estos T\u00e9rminos detenidamente. Si no est\u00e1 de acuerdo con estos T\u00e9rminos, deber\u00e1 interrumpir de inmediato el uso del sitio web<\/p>\n<div class=\"accordion\">\n\n\t<div id=\"accordion-4263006118\" class=\"accordion-item\">\n\t\t<a id=\"accordion-4263006118-label\" class=\"accordion-title plain\" href=\"#accordion-item-1.-use-of-the-website\" aria-expanded=\"false\" aria-controls=\"accordion-4263006118-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>1. Uso del sitio web<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-4263006118-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-4263006118-label\">\n\t\t\t\n\n<p data-start=\"1194\" data-end=\"1400\">Este sitio web se proporciona con el prop\u00f3sito de ofrecer informaci\u00f3n sobre servicios hipotecarios y permitir que los posibles clientes env\u00eden consultas o inicien una solicitud de pr\u00e9stamo.<br data-start=\"1359\" data-end=\"1362\" \/>Al utilizar el sitio web, usted declara y garantiza que:<\/p>\n<ul>\n<li data-start=\"1404\" data-end=\"1436\">Usted tiene al menos 18 a\u00f1os de edad,<\/li>\n<li data-start=\"1439\" data-end=\"1502\">Usted utilizar\u00e1 el sitio web en cumplimiento de todas las leyes y regulaciones aplicables,<\/li>\n<li data-start=\"1505\" data-end=\"1571\">Usted no utilizar\u00e1 el sitio web con fines fraudulentos o no autorizados.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1156312843\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1156312843-label\" class=\"accordion-title plain\" href=\"#accordion-item-2.-privacy-policy\" aria-expanded=\"false\" aria-controls=\"accordion-1156312843-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>2. Pol\u00edtica de Privacidad<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1156312843-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1156312843-label\">\n\t\t\t\n\n<p data-start=\"1603\" data-end=\"1812\">El uso de este sitio web tambi\u00e9n se rige por nuestra <strong data-start=\"1649\" data-end=\"1667\">Pol\u00edticas de privacidad<\/strong>,la cual explica c\u00f3mo recopilamos, utilizamos y protegemos su informaci\u00f3n. Al utilizar este sitio web, usted reconoce que ha revisado nuestra Pol\u00edtica de Privacidad.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-3506315263\" class=\"accordion-item\">\n\t\t<a id=\"accordion-3506315263-label\" class=\"accordion-title plain\" href=\"#accordion-item-3.-electronic-communications\" aria-expanded=\"false\" aria-controls=\"accordion-3506315263-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>3. Comunicaciones Electr\u00f3nicas<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-3506315263-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-3506315263-label\">\n\t\t\t\n\n<p data-start=\"1855\" data-end=\"2191\">Cuando usted visita nuestro sitio web, env\u00eda un formulario o nos env\u00eda un correo electr\u00f3nico o mensaje de texto, se est\u00e1 comunicando con nosotros por medios electr\u00f3nicos. Usted consiente recibir comunicaciones nuestras por medios electr\u00f3nicos y acepta que cualquier divulgaci\u00f3n, aviso, acuerdo o informaci\u00f3n que proporcionemos electr\u00f3nicamente cumple con todos los requisitos legales de comunicaci\u00f3n por escrito.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-3731129915\" class=\"accordion-item\">\n\t\t<a id=\"accordion-3731129915-label\" class=\"accordion-title plain\" href=\"#accordion-item-4.-your-account-(if-applicable)\" aria-expanded=\"false\" aria-controls=\"accordion-3731129915-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>4. Su Cuenta (si corresponde)<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-3731129915-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-3731129915-label\">\n\t\t\t\n\n<p data-start=\"2237\" data-end=\"2301\">Si usted crea una cuenta o env\u00eda informaci\u00f3n a trav\u00e9s del sitio web:<\/p>\n<ul>\n<li data-start=\"2305\" data-end=\"2389\">Usted es responsable de mantener la confidencialidad de sus credenciales de acceso.<\/li>\n<li data-start=\"2392\" data-end=\"2468\">Usted asume la responsabilidad por todas las actividades que se realicen bajo su cuenta.<\/li>\n<li data-start=\"2471\" data-end=\"2557\">Usted no est\u00e1 autorizado a compartir, transferir o asignar su cuenta a ning\u00fan tercero.<\/li>\n<\/ul>\n<p data-start=\"2559\" data-end=\"2698\">Nos reservamos el derecho de suspender, cancelar o negar el servicio, a nuestra entera discreci\u00f3n, si consideramos que su cuenta ha sido comprometida o utilizada de manera indebida.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-2944175216\" class=\"accordion-item\">\n\t\t<a id=\"accordion-2944175216-label\" class=\"accordion-title plain\" href=\"#accordion-item-5.-children-under-18\" aria-expanded=\"false\" aria-controls=\"accordion-2944175216-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>5. Menores de 18 A\u00f1os<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-2944175216-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-2944175216-label\">\n\t\t\t\n\n<p data-start=\"2733\" data-end=\"2974\">Este sitio web no est\u00e1 destinado a personas menores de 18 a\u00f1os. No recopilamos de manera intencional informaci\u00f3n personal de personas menores de 18 a\u00f1os. Si usted es menor de 18 a\u00f1os, solo podr\u00e1 utilizar este sitio web con el consentimiento y bajo la supervisi\u00f3n de un padre, madre o tutor legal.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1049765153\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1049765153-label\" class=\"accordion-title plain\" href=\"#accordion-item-6.-third-party-links-and-services\" aria-expanded=\"false\" aria-controls=\"accordion-1049765153-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>6. Enlaces y Servicios de Terceros<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1049765153-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1049765153-label\">\n\t\t\t\n\n<p data-start=\"3022\" data-end=\"3136\">Este sitio web puede contener enlaces a sitios web de terceros o integrar servicios operados por terceros.<br data-start=\"3121\" data-end=\"3124\" \/>Tenga en cuenta lo siguiente:<\/p>\n<ul>\n<li data-start=\"3140\" data-end=\"3197\">Mortgages By Claudia no ejerce control alguno sobre dichos sitios.<\/li>\n<li data-start=\"3200\" data-end=\"3275\">No somos responsables de su contenido, pr\u00e1cticas de privacidad ni de sus pol\u00edticas.<\/li>\n<li data-start=\"3278\" data-end=\"3343\">Cualquier enlace presente en nuestro sitio web no implica respaldo ni asociaci\u00f3n alguna.<\/li>\n<\/ul>\n<p data-start=\"3345\" data-end=\"3571\">Algunos servicios disponibles en este sitio web pueden ser prestados por socios externos. Al utilizar dichos servicios, usted acepta que podamos compartir informaci\u00f3n con estos terceros en la medida razonablemente necesaria para proporcionar los servicios solicitados.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1041543006\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1041543006-label\" class=\"accordion-title plain\" href=\"#accordion-item-7.-intellectual-property\" aria-expanded=\"false\" aria-controls=\"accordion-1041543006-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>7. Propiedad Intelectual<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1041543006-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1041543006-label\">\n\t\t\t\n\n<p data-start=\"3610\" data-end=\"3828\">Todo el contenido disponible en este sitio web, incluyendo, entre otros, textos, gr\u00e1ficos, logotipos, \u00edconos, im\u00e1genes, videos y software, es propiedad de Mortgages By Claudia o de sus licenciantes, y se encuentra protegido por las leyes de derechos de autor de los Estados Unidos y por tratados internacionales aplicables.<\/p>\n<p data-start=\"3830\" data-end=\"3854\">Usted acepta que:<\/p>\n<ul>\n<li data-start=\"3858\" data-end=\"3946\">No copiar, reproducir, modificar, distribuir ni crear obras derivadas a partir del contenido del sitio web.<\/li>\n<li data-start=\"3949\" data-end=\"4022\">Not use any content for commercial purposes without written permission.<\/li>\n<li data-start=\"4025\" data-end=\"4082\">Only use Site content for personal, non-commercial use.<\/li>\n<\/ul>\n<p data-start=\"4084\" data-end=\"4178\">Salvo que se establezca expresamente en estos T\u00e9rminos, no se otorga licencia alguna sobre nuestra propiedad intelectual.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-451643254\" class=\"accordion-item\">\n\t\t<a id=\"accordion-451643254-label\" class=\"accordion-title plain\" href=\"#accordion-item-8.-prohibited-activities\" aria-expanded=\"false\" aria-controls=\"accordion-451643254-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>8. Actividades Prohibidas<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-451643254-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-451643254-label\">\n\t\t\t\n\n<p data-start=\"4217\" data-end=\"4267\">Usted acepta <strong data-start=\"4227\" data-end=\"4234\">no<\/strong> utilizar el sitio web de ninguna manera que:<\/p>\n<ul>\n<li data-start=\"4271\" data-end=\"4315\">Infrinja cualquier ley federal, estatal o local;<\/li>\n<li data-start=\"4318\" data-end=\"4379\">Da\u00f1e, interrumpa o interfiera con el funcionamiento del sitio web;<\/li>\n<li data-start=\"4382\" data-end=\"4452\">Intente acceder de manera no autorizada al sitio web o a sistemas relacionados;<\/li>\n<li data-start=\"4455\" data-end=\"4524\">Utilice herramientas automatizadas, tales como bots, scrapers o crawlers, sin autorizaci\u00f3n;<\/li>\n<li data-start=\"4527\" data-end=\"4609\">Intente obtener informaci\u00f3n que no est\u00e9 prevista para ser accesible a trav\u00e9s del sitio web.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-2910002554\" class=\"accordion-item\">\n\t\t<a id=\"accordion-2910002554-label\" class=\"accordion-title plain\" href=\"#accordion-item-9.-international-users\" aria-expanded=\"false\" aria-controls=\"accordion-2910002554-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>9. Usuarios Internacionales<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-2910002554-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-2910002554-label\">\n\t\t\t\n\n<p data-start=\"4646\" data-end=\"4888\">Este sitio web es controlado y operado desde los Estados Unidos. Si usted accede al sitio web desde fuera de los Estados Unidos, ser\u00e1 responsable de cumplir con las leyes locales aplicables. Usted no podr\u00e1 utilizar ni exportar el contenido en violaci\u00f3n de las leyes o regulaciones de exportaci\u00f3n de los Estados Unidos.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-3417655187\" class=\"accordion-item\">\n\t\t<a id=\"accordion-3417655187-label\" class=\"accordion-title plain\" href=\"#accordion-item-10.-indemnification\" aria-expanded=\"false\" aria-controls=\"accordion-3417655187-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>10. Indemnizaci\u00f3n<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-3417655187-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-3417655187-label\">\n\t\t\t\n\n<p data-start=\"4922\" data-end=\"5153\">Usted acepta indemnizar y mantener indemne a Mortgages By Claudia, as\u00ed como a sus propietarios, empleados, contratistas, socios y afiliados, frente a cualquier reclamaci\u00f3n, p\u00e9rdida, da\u00f1o, responsabilidad, costo o gasto (incluidos los honorarios de abogados) que surjan de:<\/p>\n<ul>\n<li data-start=\"5157\" data-end=\"5180\">El uso que usted haga del sitio web,<\/li>\n<li data-start=\"5183\" data-end=\"5215\">El incumplimiento por su parte de estos T\u00e9rminos,<\/li>\n<li data-start=\"5218\" data-end=\"5258\">La violaci\u00f3n de cualquier ley aplicable por su parte,<\/li>\n<li data-start=\"5261\" data-end=\"5305\">La infracci\u00f3n de cualquier derecho de terceros por su parte.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-52283274\" class=\"accordion-item\">\n\t\t<a id=\"accordion-52283274-label\" class=\"accordion-title plain\" href=\"#accordion-item-11.-arbitration-agreement\" aria-expanded=\"false\" aria-controls=\"accordion-52283274-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>11. Acuerdo de Arbitraje<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-52283274-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-52283274-label\">\n\t\t\t\n\n<p data-start=\"5345\" data-end=\"5559\">En caso de que surja una disputa relacionada con estos T\u00e9rminos o con su uso del sitio web, las partes acuerdan resolver dicha disputa mediante <strong data-start=\"5462\" data-end=\"5485\">arbitraje vinculante<\/strong>, el cual se llevar\u00e1 a cabo conforme a las reglas de la American Arbitration Association (AAA).<\/p>\n<ul>\n<li data-start=\"5563\" data-end=\"5630\">El arbitraje se llevar\u00e1 a cabo de manera individual y no como una acci\u00f3n colectiva.<\/li>\n<li data-start=\"5633\" data-end=\"5722\">La decisi\u00f3n del \u00e1rbitro ser\u00e1 definitiva y exigible ante cualquier tribunal con jurisdicci\u00f3n competente.<\/li>\n<li data-start=\"5725\" data-end=\"5820\">Cada parte ser\u00e1 responsable de asumir sus propios honorarios legales, salvo que el \u00e1rbitro determine lo contrario.<\/li>\n<\/ul>\n<p data-start=\"5822\" data-end=\"5882\">La presente cl\u00e1usula de arbitraje subsistir\u00e1 tras la terminaci\u00f3n de estos T\u00e9rminos.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-3762805714\" class=\"accordion-item\">\n\t\t<a id=\"accordion-3762805714-label\" class=\"accordion-title plain\" href=\"#accordion-item-12.-class-action-waiver\" aria-expanded=\"false\" aria-controls=\"accordion-3762805714-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>12. Renuncia a Acci\u00f3n Colectiva<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-3762805714-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-3762805714-label\">\n\t\t\t\n\n<p data-start=\"5920\" data-end=\"5955\">Al utilizar este sitio web, usted acepta que:<\/p>\n<ul>\n<li data-start=\"5959\" data-end=\"6048\">Usted \u00fanicamente podr\u00e1 presentar reclamaciones contra Mortgages By Claudia <strong data-start=\"6014\" data-end=\"6045\">en su capacidad individual<\/strong>.<\/li>\n<li data-start=\"6051\" data-end=\"6152\">Usted renuncia al derecho de participar en acciones colectivas, acciones de grupo o acciones representativas.<\/li>\n<li data-start=\"6155\" data-end=\"6260\">El \u00e1rbitro no podr\u00e1 consolidar las reclamaciones de m\u00faltiples personas sin el consentimiento escrito de todas las partes.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-696930219\" class=\"accordion-item\">\n\t\t<a id=\"accordion-696930219-label\" class=\"accordion-title plain\" href=\"#accordion-item-13.-disclaimer-of-warranties\" aria-expanded=\"false\" aria-controls=\"accordion-696930219-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>13. Exenci\u00f3n de Garant\u00edas<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-696930219-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-696930219-label\">\n\t\t\t\n\n<p data-start=\"6303\" data-end=\"6442\">El sitio web, su contenido y sus servicios se proporcionan <strong data-start=\"6356\" data-end=\"6367\">\u201ctal como est\u00e1n\u201d<\/strong> y <strong data-start=\"6372\" data-end=\"6390\">\u201cseg\u00fan disponibilidad\",<\/strong> sin garant\u00edas de ning\u00fan tipo, ya sean expresas o impl\u00edcitas.<\/p>\n<p data-start=\"6444\" data-end=\"6522\">En la m\u00e1xima medida permitida por la ley, renunciamos a todas las garant\u00edas, incluyendo:<\/p>\n<ul>\n<li data-start=\"6526\" data-end=\"6543\">Comercializaci\u00f3n<\/li>\n<li data-start=\"6546\" data-end=\"6580\">Idoneidad para un prop\u00f3sito particular<\/li>\n<li data-start=\"6583\" data-end=\"6601\">No infracci\u00f3n<\/li>\n<li data-start=\"6604\" data-end=\"6659\">Exactitud, integridad o confiabilidad de la informaci\u00f3n<\/li>\n<\/ul>\n<p data-start=\"6661\" data-end=\"6741\">No garantizamos que el sitio web funcione de manera ininterrumpida, libre de errores o segura.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-105230381\" class=\"accordion-item\">\n\t\t<a id=\"accordion-105230381-label\" class=\"accordion-title plain\" href=\"#accordion-item-14.-limitation-of-liability\" aria-expanded=\"false\" aria-controls=\"accordion-105230381-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>14. Limitaci\u00f3n de Responsabilidad<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-105230381-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-105230381-label\">\n\t\t\t\n\n<p data-start=\"6783\" data-end=\"6862\">En la m\u00e1xima medida permitida por la ley, Mortgages By Claudia no ser\u00e1 responsable de:<\/p>\n<ul>\n<li data-start=\"6866\" data-end=\"6933\">Da\u00f1os directos, indirectos, incidentales, consecuentes o punitivos,<\/li>\n<li data-start=\"6936\" data-end=\"6972\">P\u00e9rdida de datos, ingresos o ganancias,<\/li>\n<li data-start=\"6975\" data-end=\"7040\">Cualquier da\u00f1o derivado del uso o de la imposibilidad de uso del sitio web,<\/li>\n<li data-start=\"7043\" data-end=\"7091\">Errores o retrasos en el funcionamiento del sitio web,<\/li>\n<li data-start=\"7094\" data-end=\"7125\">Acciones o contenido de terceros.<\/li>\n<\/ul>\n<p data-start=\"7127\" data-end=\"7170\">Su \u00fanico recurso ser\u00e1 dejar de utilizar el sitio web.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-4221012754\" class=\"accordion-item\">\n\t\t<a id=\"accordion-4221012754-label\" class=\"accordion-title plain\" href=\"#accordion-item-15.-termination-of-access\" aria-expanded=\"false\" aria-controls=\"accordion-4221012754-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>15. Terminaci\u00f3n del Acceso<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-4221012754-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-4221012754-label\">\n\t\t\t\n\n<p data-start=\"7210\" data-end=\"7347\">Podremos suspender o cancelar su acceso al sitio web, a nuestra entera discreci\u00f3n y sin previo aviso, por cualquier motivo, incluyendo el incumplimiento de estos T\u00e9rminos.<\/p>\n<p data-start=\"7349\" data-end=\"7422\">Estos T\u00e9rminos continuar\u00e1n siendo aplicables incluso despu\u00e9s de la terminaci\u00f3n de su acceso.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1456297152\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1456297152-label\" class=\"accordion-title plain\" href=\"#accordion-item-16.-governing-law\" aria-expanded=\"false\" aria-controls=\"accordion-1456297152-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>16. Legislaci\u00f3n Aplicable<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1456297152-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1456297152-label\">\n\t\t\t\n\n<p>Estos T\u00e9rminos se rigen por las leyes del <strong data-start=\"7498\" data-end=\"7518\">Estado de Florida,<\/strong>sin tener en cuenta los principios sobre conflicto de leyes.<br data-start=\"7565\" data-end=\"7568\" \/>Usted acepta someterse a la jurisdicci\u00f3n de los tribunales ubicados en el Estado de Florida para aquellos asuntos que no est\u00e9n sujetos a arbitraje.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-427482065\" class=\"accordion-item\">\n\t\t<a id=\"accordion-427482065-label\" class=\"accordion-title plain\" href=\"#accordion-item-17.-entire-agreement\" aria-expanded=\"false\" aria-controls=\"accordion-427482065-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>17. Acuerdo Completo<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-427482065-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-427482065-label\">\n\t\t\t\n\n<p data-start=\"7711\" data-end=\"7811\">Estos T\u00e9rminos constituyen el acuerdo completo entre usted y Mortgages By Claudia con respecto al sitio web.<\/p>\n<p data-start=\"7813\" data-end=\"7901\">Estos T\u00e9rminos sustituyen cualquier acuerdo previo, escrito u oral, relacionado con el sitio web.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-1281304591\" class=\"accordion-item\">\n\t\t<a id=\"accordion-1281304591-label\" class=\"accordion-title plain\" href=\"#accordion-item-18.-changes-to-these-terms\" aria-expanded=\"false\" aria-controls=\"accordion-1281304591-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>18. Modificaciones a Estos T\u00e9rminos<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-1281304591-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-1281304591-label\">\n\t\t\t\n\n<p data-start=\"7942\" data-end=\"8079\">Podremos modificar estos T\u00e9rminos en cualquier momento.<br data-start=\"7980\" data-end=\"7983\" \/>La versi\u00f3n m\u00e1s reciente siempre se publicar\u00e1 en esta p\u00e1gina con la fecha de \u201c\u00daltima actualizaci\u00f3n\u201d correspondiente.<br \/>El uso continuado del sitio web despu\u00e9s de la publicaci\u00f3n de los cambios implica su aceptaci\u00f3n de los T\u00e9rminos modificados.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\t<div id=\"accordion-2454989293\" class=\"accordion-item\">\n\t\t<a id=\"accordion-2454989293-label\" class=\"accordion-title plain\" href=\"#accordion-item-19.-contact-information\" aria-expanded=\"false\" aria-controls=\"accordion-2454989293-content\">\n\t\t\t<button class=\"toggle\" aria-label=\"Toggle\"><i class=\"icon-angle-down\" aria-hidden=\"true\"><\/i><\/button>\n\t\t\t<span>19. Informaci\u00f3n de Contacto<\/span>\n\t\t<\/a>\n\t\t<div id=\"accordion-2454989293-content\" class=\"accordion-inner\" aria-labelledby=\"accordion-2454989293-label\">\n\t\t\t\n\n<p data-start=\"8210\" data-end=\"8284\">Si tiene preguntas o inquietudes sobre estos T\u00e9rminos, por favor cont\u00e1ctenos en:<\/p>\n<p data-start=\"8286\" data-end=\"8390\"><strong data-start=\"8286\" data-end=\"8315\">Mortgages By Claudia, LLC<\/strong><br data-start=\"8315\" data-end=\"8318\" \/>\ud83d\udccd1 Meadowlands Plaza Suite 219 \u2022 East Rutherford,\u00a0NJ\u00a007073<br data-start=\"8339\" data-end=\"8342\" \/>\ud83d\udce7 info@mortgagesbyclaudia.com<br data-start=\"8361\" data-end=\"8364\" \/>\ud83d\udcde+1 484 935 1700<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\t\n\n<\/div>\n\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\n\t\n\n<\/div>\n\n\t\t<\/div>\n\n\t\t\n<style>\n#section_983415692 {\n  padding-top: 30px;\n  padding-bottom: 30px;\n}\n<\/style>\n\t<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":598,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_joinchat":[],"footnotes":""},"class_list":["post-295","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Terms &amp; 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